Emergency Fund Calculator

Calculate how much you need in your emergency fund and how far you are from the goal.

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Monthly Essential Expenses

Rent / Mortgage ($)

Utilities ($)

Food & Groceries ($)

Transportation ($)

Insurance ($)

Other Essentials ($)

Your Goal

Months to Cover

Current Emergency Savings ($)

Emergency Fund Analysis

$19,800

target fund (6 months of expenses)

Monthly essential expenses$3,300

Current savings$5,000

Target amount$19,800

Still needed$14,800

Progress25% funded

Time to reach goal:

Saving $200/month: 74 months

Saving $500/month: 30 months

Saving $1,000/month: 15 months

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