Budget Calculator

Plan your monthly budget using the 50/30/20 rule: 50% needs, 30% wants, 20% savings.

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Monthly After-Tax Income

Needs (target 50%)

Rent/Mortgage

Utilities

Groceries

Transportation

Insurance

Minimum Debt Payments

Wants (target 30%)

Dining Out

Entertainment

Subscriptions

Shopping

Travel

Hobbies

Savings (target 20%)

Emergency Fund

Retirement (401k/IRA):

Investments

Savings Account

Debt Extra Payments

Budget Overview

Needs

$2,800

56%

Over budget

Wants

$700

14%

Under budget

Savings

$800

16%

Under budget

Total spending$4,300

Leftover / Unallocated$700

Budget Allocation

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